[JB BMW]

I will be taking delivery of my 428xi M sport in a few weeks. I am undecided as to get the tire insurance or not. I was quoted 1295 for a 36 month lease. Regular price was 1395. I did not try to negotiate yet. What is everyone paying and have you utilized the insurance yet? I drive mostly in the Long Island area (Nassau County). 1295 just seems real high. Thanks in advance!

[M3ighty]

Originally Posted by JB BMW

I will be taking delivery of my 428xi M sport in a few weeks. I am undecided as to get the tire insurance or not. I was quoted 1295 for a 36 month lease. Regular price was 1395. I did not try to negotiate yet. What is everyone paying and have you utilized the insurance yet? I drive mostly in the Long Island area (Nassau County). 1295 just seems real high. Thanks in advance!

I think I paid a lot more... I would say since you live in NYC take it!

look at this:
http://f30.bimmerpost.com/forums/sho...d.php?t=990013

[carzaddict]

i dont think they've given it for less than $1200

GET IT! i regret not doing it

[335ny]

yeah I got it from rally for 1350, negotiated for 5 minutes on it. havent had to use it yet, surprisingly this suspension is much better then the e90. I'd still get it again though, do it, one damaged rim and you're halfway there.

[JB BMW]

Originally Posted by 335ny

yeah I got it from rally for 1350, negotiated for 5 minutes on it. havent had to use it yet, surprisingly this suspension is much better then the e90. I'd still get it again though, do it, one damaged rim and you're halfway there.

Is it the one directly from BMW or the third party protection they offer? How long ago was this? The one directly from BMW is 1695. Crazy thing is for 5 years of coverage its 100 more. The finance guy told me he know it doesn't make sense. Thanks.

[335ny]

Originally Posted by JB BMW

Is it the one directly from BMW or the third party protection they offer? How long ago was this? The one directly from BMW is 1695. Crazy thing is for 5 years of coverage its 100 more. The finance guy told me he know it doesn't make sense. Thanks.

its from bmw, the finance guy called me and asked me if I wanted any additional items, told him only thing I might be interested in is the tire insurance, and he barely fought me when I said 1350. I don't think it was as much as you're being quoted.

good luck

[Professor///M]

I paid $890 5 years ago for my first wheel and tire protection, and subsequently $1200 on 2 other vehicles. The price increased the past few years, $1200 is about the norm for a full protection policy meaning rims, tires, and cosmetics

[M3ighty]

bastards got me at 1695...

Just replied to your PM...

[Mr.G20 M340]

My sister got quoted $1090 for it and she still denied it and.. When i was telling her to go for it.

[infinitigor]

it's worth it.

[JB BMW]

ended up getting the BMW Protection for 1495. Worked them down. Thanks for the advice all.

[bill1718]

got me thinking wether to get it or not on my 4 ughh lol

[JB BMW]

Originally Posted by bill1718

got me thinking wether to get it or not on my 4 ughh lol

i went back and forth..bit the bullet...figure I have the peace of mind now..cost me 1500 but I have it driving my brand new 4

[bill1718]

Originally Posted by JB BMW

i went back and forth..bit the bullet...figure I have the peace of mind now..cost me 1500 but I have it driving my brand new 4

yea imma just go for it i got the 19's too so i know these ny roads have plenty of potholes lol

[carzaddict]

Originally Posted by bill1718

got me thinking wether to get it or not on my 4 ughh lol

trust me, do it! i live in NY/NJ as well....the roads are HORRIBLE and these tires are not forgiving.

[IcebergM4]

Hassel tried to charge me $2800!!! They are crooks.

[bahasad]

Paid 1350 and I thought it seemed pricey. Sounds like it wasn't such a bad deal.

[MWcoupe]

Does the bmw protection make you pay out of pocket first?

[Professor///M]

It used to be very cheap years ago, now the standard is about $1200-1300. They WILL try to rip you off though. Again, any dollar they can squeeze out of you they will, especially since these prices aren't "advertised"

[WHL102]

I always do it. I think the "BMW" branded one is actually Safe Gard and the cheaper one is Allstate.

I think Safe Gard reimburses on the spot regardless of location.

Allstate reimburses your out-of-pocket expenses unless it is the dealer you bought the plan from.

There were other small differences in coverage but what I was most worried about was repairing rims bent or chipped from potholes.

[donsbabybeamer]

In my opinion don't spend the money, my reasoning:

I have a 36 month lease.......

Pirelli's come with a manufactures 1 Year full road hazard replacement, then something like 60 % for the second year and 40% for the 3rd year

I have had to replace 1 rim in the last 15 years of driving (pot hole)

BMW does not cover cosmetic damage

Had a flat (nail) after 6 weeks, total cost for new tire was $65 for install, so I figure I'm still $1400 ahead in my pocket

lastly, I rather spend $800 for a brand new set of tires 24 months into the lease so that I know that I'm driving on good tires through the entire 36 months, instead of worrying if I drive on the originals for the full 36 months will the dealer say they are not within the return guidelines and want to charge me $1800 at the lease termination

[eric135i]

i opted out of the bmw tire insurance yesterday at delivery. quoted me $2k
its a bmw plan. pay $50 each incident .