BMW 1-Series Forum (F20) 135i - > BIMMERPOST Universal Forums > General BMW News and Cars Discussion > Bad Credit But No lates w/BMW Fin
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      06-06-2009, 09:10 PM   #1

Drives: BMW 330I
Join Date: Jun 2009
Location: CA

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Bad Credit But No lates w/BMW Fin


I lease a 330I in 2006 and my 36 month lease is up this month. I have had no lates with BMW finance, however due to the mortgage meltdown I got lates on my mortgage and 3of4 credit cards went into collections. My fico was in the high 600's 3 years ago and now is high 400's. Today the dealership submitted a package for me to BMW finance discussing my situation on wanting to do a lease-buyout. I am willing to put down around 3k down, but still might not get approved with BMW fin. If I do does anyone know what bank or what interest rate i'll be looking at? I have no lates with BMW and hopefully that counts for something.

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bad credit, lease

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