[JonF1982]

Hi Streety82, Welcome aboard.

You've negotiated on list price rather than monthly payments, so that makes it clearer for you understanding what discount you are getting, that's a good way to go.

I think you are there or there abouts at a resonable deal, but its always worth seeing if you can squeez somthing else out of them. Try to close them, i.e say "i'll go with option 1 but at £420 a month, if you can do that we've got a deal." If they say yes you saved another £700 ish, if no, walk away and try another dealer.

As for which of the 4 options, as the discount is the same on all of them, it's just personal preference, a bit more a month but a 3 year deal, a bit less a month but a higher deposit.

I'd expect that you might have more room to negatiate if you're putting a bigger deposit in.

Good luck.