[streety82]

Hi all,

New member here. Long time reader, but first time poster and I am hoping I can draw upon some of your knowledge.

Over the past couple of days I have visited a number of dealers in my region, negotiating a deal on an 118i M Sport.

The best offer on the table so far is as follows:-

List Price: £30,689.64 (including options, servicing and seal & protect).
Discounted Price: £28,031 (8.66% discount).

4.9%APR PCP deals based on the above:

Option 1
Cash price: £28,031
Deposit: £3000
Term: 36 months
Annual Mileage: 10K
Monthly payment: £450.75
Final Payment: £11,907

Option 2
Cash price: £28,031
Deposit: £3800
Term: 48 months
Annual Mileage: 10K
Monthly payment: £378.39
Final Payment: £9,709.88

Option 3
Cash price: £28,031
Deposit: £5000
Term: 48 months
Annual Mileage: 10K
Monthly payment: £350.36
Final Payment: £9,709.88

Option 4
Cash price: £28,031
Deposit: £3000
Term: 48 months
Annual Mileage: 10K
Monthly payment: £397.08
Final Payment: £9,709.88

I have a meeting at the dealer again tomorrow morning to discuss futher, but would appreciate feedback on whether this is a good deal and if so what is the best finance option?

If you think there is still further room to negotiate, please can you please advise.

Any advice would be very much appreciated.

Thanks,
streety82