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Are you thinking 118d or 118i?
I am just awaiting delivery of my new 118d! I managed to get them to throw in the service pack for half price, 5 years will cover a few services including (I believe) a running in service and an inspection 2? I may be wrong but its always worth a try.
Regarding the Nav I would imagine it wont affect the price of the professional pack. I have the Pro Pack on mine and from what i have read it is well worth having.
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