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I think it only make sense if you; only need a car part of the year (you can put the program on hold for extented periods of time); have a business; can charge you employer for milleage.
In Canada, Volvo's program has a 2 year commitment and doesn't include insurance...very pointless.
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2020 M2C 24.04.2020 delivery - Sold 24.08.22
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