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Not sure how close you and your friend are, but if you do co-sign, keep up with the payments that are made just to protect yourself in case she misses a few payments without you knowing.
Also, i assume you can afford the vehicle if she can no longer (or choses not to) make payments?
Personally i'm not a fan of co-signing (unless it was for a child) as it could leave you in a financial and relationship mess. If she's in financial hard times (low, slow, or no money in addition to bad credit) maybe a cheaper (non BMW) car on her own would be a better choice?
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