[abc]

anyone got one and has felt it has had some benefit?

could you charge your downpayment on it? or a credit card in general?

[mpimping]

u could but not the whole thing because they charge the dealer like 2 percent...

[Nikki]

here are some prior threads on the subject. it seems cool if you need a credit card but the perks aren't incredible.

http://www.e90post.com/forums/showth...mw+credit+card
http://www.e90post.com/forums/showth...mw+credit+card
http://www.e90post.com/forums/showth...mw+credit+card

[mpimping]

it's not easy to get. u can get a m3 lease and not be able to get the card...

[nmulax]

Originally Posted by abc

anyone got one and has felt it has had some benefit?

could you charge your downpayment on it? or a credit card in general?

No idea about the BMW credit card - don't have one.

But I don't see why you couldn't charge your downpayment on it.
I put my downpayment on one of my cards.

[darkcloud]

Originally Posted by mpimping

it's not easy to get. u can get a m3 lease and not be able to get the card...

When I went to look at BMW I brought my dad along, since he wants one as well and just so they wouldn't dick with me considering I'm 23. Anyways everything went great and when I went back to fill out my paperwork my dad had to come again to sign for my old car. He was curious about my credit score since we already knew it was good, just not how good it was. The guy didn't give me the exact number but did say,

"Well you wouldn't have gotten pre-approved for the BMW card if you didn't have a 780 or higher credit score, which you had".

Leaving us to believe that the BMW card is directly connected to how good your credit score is. Just because someone has a M3 doesn't mean shit. I do a lot of work in the hood and see people driving cars they have no business being in all day long. An M3 is no different. Instead of it being a Hemi Charger or 300, it's an M3.

I personally put all my fees on my Amex. I wanted the points!

[abc]

Originally Posted by Nikki

here are some prior threads on the subject. it seems cool if you need a credit card but the perks aren't incredible.

http://www.e90post.com/forums/showth...mw+credit+card
http://www.e90post.com/forums/showth...mw+credit+card
http://www.e90post.com/forums/showth...mw+credit+card

fudge, i couldnt query anything...thankyou.

[abc]

Originally Posted by nmulax

No idea about the BMW credit card - don't have one.

But I don't see why you couldn't charge your downpayment on it.
I put my downpayment on one of my cards.

nice, i kind of wondered about the allowabilityof putting DP onto a ccard, not specifically BMW's ccard even, just any card... great way to use cash back cards etc.

[abc]

Originally Posted by mpimping

it's not easy to get. u can get a m3 lease and not be able to get the card...

wow, i didnt know bmw financial was so picky.. i'm confident i can get it if it's worth it for me to get another card to my collection, but wondering if i really need it.

[icewatersoda]

Originally Posted by darkcloud

"Well you wouldn't have gotten pre-approved for the BMW card if you didn't have a 780 or higher credit score, which you had".

this is NOT true. I know myFico score and it is not that high ) -- however i was pre-approved and approved for this this card.

[darkcloud]

Originally Posted by icewatersoda

this is NOT true. I know myFico score and it is not that high ) -- however i was pre-approved and approved for this this card.

I dunno . That's what the guy told me. Maybe there are different variations of the card? Regular, Platinum, etc??

[gdnyc]

The BMW credit was pretty easy to get. I charged the fees, taxes and 1st mos payment on it.

[sruzgar]

They mailed me one of these cards but I havent had teh inclunation to use it yet. Incidentley my credit score is not 780 either