[3GFX]

Speaking as a former financial service manager with a luxury brand...

--Extended Warranty--

Generally $1000 - 7000 depending on length of time purchased along with the cost of the vehicle associated. Generally worth the price of entry as its a hassle free way of making sure the majority of your car is covered. Only the best packages make sure your covered so read the details of coverage and compare vs cost. Regular wear and tear items like brakes and suspension are usually not covered. Sometimes you can get navigation upgrades thrown in ($500 value usually). Some policies offer the ability to transfer ownership upon private sale. This can also be worth it if your passing it to family in the future or selling it privately (add's value). I believe in it, seen the piece of mind and satisfaction from those that have made claims. It's a one stop shop solution to bring your car in to get broken items fixed outside of standard warranty.

--Maintenance Package--

Covers maintenance over a period of time selected. Usually, oil and air filters. There isn't much mark-up generally in this product ($100 - 200) as the dealer/company get the guarantee that your servicing your car for sure at there dealer or brand so they're just happy you're spending money there. Worth it, unless you are the person that seeks out 3rd party shops (which are overall cheaper).



Key thing to keep in mind...

Both packages have room for negotiation especially if you buy both. The warranty package can have anywhere from $500 - $1800 worth of room to negotiate. Drive a hard line, and let them know you'll take it but only for a screaming deal. In most cases it is more important for them to hit sale numbers overall rather than the lump sum commission on just one product. Multiple products with a lot of discretion can still equal the same amount. Look at whats on offer, and build your value. The price you think it should cost, is probably what it does cost the dealership.