[c1pher]

I’m guessing there will be a correction soon with interest rates set to increase and people unable to afford to stretch a loan past 72 or even 84 months at this point which is kind of ridiculous. 60 months should be about the max since you’re not paying the car down fast enough to fend off negative equity even if your loan interest is really low. A car typically loses about half its value within two years, so 48 month loans are really where you should be considering you didn’t over pay to begin with which is the topic of this thread lol.